D. Stephen Parsons, P.A. is a qualified agent for Fidelity National Title Insurance Company and Stewart Title Insurance Company.
Buying a home is, for many of us, the most substantial, single investment we’ll ever make. Most homeowners provide for the safekeeping of their homes by insuring them against hazards such as fire, theft and weather damage. Yet, another hazard can pose an even greater risk to home-ownership; defects in the title.
What is title? Title is a collective term that makes up your legal rights to own, possess, use, control and dispose of land. Title takes into account all previous ownership, uses, and transfers. In order to legally transfer real estate property, a title search must be performed, and in most cases, the title must be determined as clear or free of defects or encumbrances. Title insurance is an insurance policy that protects against future loss should the title condition be any different than when the policy was written.
At D. Stephen Parsons, P.A., we employ our own title searcher and hand select our title companies who conduct extensive title searches to assure your property is free and clear of any loans or title defects before settlement.
Should you have any questions regarding title insurance please contact our office and speak to one of our knowledgeable real estate coordinators.
For more information, contact the firm.